Accidental Death and Dismemberment (AD&D) Insurance
Accidental death and dismemberment (AD&D) insurance pays benefits if, as a result of a covered accident, you die or lose a limb or your sight, speech, or hearing or become paralyzed within 365 days of the accident. The amount the plan pays depends on the extent of the loss.
- Basic AD&D Insurance - Northrop Grumman provides you with basic accidental death and dismemberment (AD&D) insurance equal to one time your salary or $50,000, whichever is greater, up to $1 million. You are automatically covered by this insurance; you do not have to enroll in the plan. Northrop Grumman pays the full cost of basic AD&D insurance for you.
- Optional AD&D Insurance - You may purchase Optional AD&D insurance for yourself, your spouse, your domestic partner, and your unmarried children up to age 26. The plan offers various levels of coverage from which to choose.