Long-term disability (LTD) benefits are designed to provide you with income if you are absent from work for six consecutive months or longer due to an eligible illness or injury.
For most business units, Northrop Grumman provides two kinds of LTD insurance: basic and optional. Depending on where you work, you may have both basic and optional coverage, or you may have optional only.
Basic LTD
Optional LTD
Some pre-existing condition exclusions may apply to both the Basic and Optional LTD benefit. Consult the SPD for detailed information.