Getting Married

Getting Married

Marriage is a life milestone that comes with a lot of changes, including your benefits options. You can make changes to certain benefits within 31 days of your marriage, otherwise you’ll need to wait until the next annual enrollment period.

You can add your spouse, children, and/or stepchildren to your benefits. In states that recognize common-law marriage, this event may include common-law unions.

Review the benefits information below to see your options after this life milestone.

Health Care

Benefit	Changes Allowed
Medical, Dental and Vision Plans	Add spouse to coverage Add children and stepchildren to coverage Newly elect coverage for self and dependents Drop coverage if moving to spouse’s plan

Flexible Spending Accounts

Benefit	Changes Allowed
Health Care Flexible Spending Account	Start or increase contributions
Dependent Day Care Flexible Spending Account	Start or increase contributions if you acquire newly eligible dependents Stop or decrease contributions if your new spouse is not employed or makes a dependent day care FSA election under his or her plan.

Life, Accidental Death and Dismemberment, and Disability Insurance

Benefit	Changes Allowed
Basic Life	Change beneficiary at any time
Basic AD&D	Change beneficiary at any time
Basic Long-Term Disability	None
Employee Optional Life (after-tax benefit)	Start or increase coverage. Requires evidence of insurability (EOI) May increase 1 level (e.g. 1x to 2x salary) without EOI
Spouse Optional Life (after-tax benefit)	Start or increase coverage. Requires evidence of insurability (EOI) Note: The amount of coverage for spouse cannot exceed 50% of employee's combined basic life and optional life coverage amount
Child(ren) Optional Life (after-tax benefit)	Start, stop, increase or decrease coverage
Optional AD&D	Start, stop, increase, or decrease coverage Change coverage category
Optional Long-Term Disability (after-tax benefit)	Start or increase coverage. Requires evidence of insurability (EOI) Stop or decrease coverage at any time

myWork/Life

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